Your Electricity or Gas Supplier Went Insolvent in Cologne: RheinEnergie Takes Over Automatically for Three Months
If your electricity or gas supplier goes insolvent or loses its grid access, your supply is not cut off. In Cologne, RheinEnergie is the local default supplier and takes you over automatically into the emergency supply (Ersatzversorgung) for at most three months, with no contract to sign. RheinEnergie says the Ersatzversorgung prices equal its basic supply (Grundversorgung) prices on its price sheet valid from 1 January 2026. You can switch to a new supplier at any time with no notice period. If you do nothing, you move into the basic supply after three months. Read your meter straight away, report it, cancel your direct debit to the failed supplier and pay any outstanding bills only by transfer.
What Happens When a Supplier Fails
Cheap online energy suppliers have gone under before, and the rule that protects you is the same everywhere in Germany. The Bundesnetzagentur explains that if your supplier is insolvent or the grid operator denies it use of the grid, you need not worry about your supply. The local default supplier takes over, and is obliged by law to do so. This is the Ersatzversorgung, a statutory emergency supply. It starts automatically when the grid operator assigns your connection point to the default supplier, and no contract needs to be signed.
In Cologne, the default supplier is RheinEnergie. It writes that it supplies Cologne and the region with electricity and gas without interruption and takes over automatically for three months at the conditions of the emergency supply.
| Question | Emergency supply (Ersatzversorgung) | Basic supply (Grundversorgung) |
|---|---|---|
| When does it apply? | Your supplier fails or loses grid access | You have no contract, for example after the three months, or after a move without registering |
| Contract needed? | No, it starts automatically | Arises by taking power |
| Who supplies in Cologne? | RheinEnergie | RheinEnergie |
| Length | At most three months | Open-ended |
| Notice period | None, switch any time | RheinEnergie names two weeks |
| Price in Cologne | Equals the basic supply price, per RheinEnergie | RheinEnergie price sheet valid from 1 January 2026 |
Who Is the Default Supplier
The default supplier is the company with the most household customers in a grid area. RheinNetz, the grid operator, publishes a list by town, as of 1 January 2026, naming the RheinEnergie AG for Cologne. In neighbouring towns it differs: the list names Energieversorgung Leverkusen for Leverkusen and BELKAW for Bergisch Gladbach. If you live just outside the city, check which grid area you are in. The Bundesnetzagentur suggests asking the local grid operator if you do not know.
What It Costs
RheinEnergie says the prices of the emergency supply equal those of the basic supply, and publishes price sheets valid from 1 January 2026. In a press release announcing the new year鈥檚 prices, it stated gross prices of 31.48 cents per kWh for electricity in the RheinNetz area with an unchanged base price of 277.33 euros a year, and 12.34 cents per kWh for gas with a base price of 172.55 euros a year. Those were the announced figures for 1 January 2026, so check the current price sheet before you rely on them.
Two cautions from the regulator. First, the emergency tariff is generally dearer than other tariffs, so compare. Second, in the Ersatzversorgung prices can be changed on the first and fifteenth of a month without notice, and the default supplier must publish the prices of the last six months. Your consumption can also be estimated, so a meter reading helps.
What To Do
The Bundesnetzagentur lists what to do as soon as the supplier stops delivering:
- Read your meter as soon as possible.
- Report the reading to the grid operator (RheinNetz), to the local default supplier (RheinEnergie) and to your former supplier. Our page on submitting your electricity meter reading shows how.
- Revoke your direct-debit authorisation to the insolvent supplier.
- Delete standing orders at your bank, and make any outstanding payments only by transfer.
- Consider withdrawing from your supply contract, which the regulator says you may do.
- Choose a new supplier within the three months, or accept the basic supply.
The default supplier has to inform you in text form of the start and end of the emergency supply, and that a contract is needed after it ends, according to 搂 3 StromGVV. You do not need to cancel the old contract. RheinEnergie also says you cannot cancel the emergency supply retroactively, and that to leave it, you simply switch to another supplier or, if you are already its customer, choose another of its tariffs.
Money You Already Paid
The regulator warns against pre-payment offers: if your supplier goes insolvent, payments made in advance can be lost, although your supply is secured by the emergency supply. On its insolvency page, the regulator says a credit or bonus you were owed is not refunded during the preliminary proceedings. Once the proceedings are formally opened, you register it as a claim with the insolvency administrator, who then sends a form, and customers often recover only a small part, over several years. When you next choose a tariff, avoid paying many months ahead, and prefer monthly payments. Our page on choosing an energy tariff covers what to check.
If the Supplier Is Not Insolvent but Stops
Suppliers that end their business must announce it at least three months ahead, inform household customers and grid operators in text form and publish it on their website. They must keep their contracts until they are properly ended and may not stop earlier unless they have applied for insolvency. You then have time to choose before the emergency supply is needed.
Step by Step
- Don鈥檛 panic: power and gas keep flowing.
- Read the meter and report it to RheinNetz, RheinEnergie and your old supplier.
- Revoke the direct debit and set payments by transfer.
- Check the RheinEnergie price sheet and compare tariffs.
- Sign a new contract within three months, or let the basic supply take over.
- Keep your letters, for example the start and end dates of the emergency supply, and any notice from an insolvency administrator.
Compliance Note
This page summarises information published by the Bundesnetzagentur, the regulation on basic supply, RheinNetz and RheinEnergie as read in October 2026. Prices change, and the figures given are those RheinEnergie announced for 1 January 2026. It is not legal advice. For your own case, contact RheinEnergie, a consumer advice centre or the Bundesnetzagentur鈥檚 consumer service.
FAQ & Common Pitfalls
Will my power or gas be cut off if my supplier goes insolvent?
No. The Bundesnetzagentur says that if your insolvent supplier stops delivering, the local default supplier takes over, and that this supplier is obliged by law to do so. The emergency supply (Ersatzversorgung) is a legally ordered emergency supply, there are no interruptions, and no contract needs to be signed. RheinEnergie confirms for Cologne and the region that it ensures supply without interruption.
Who is the default supplier in Cologne?
RheinEnergie. The grid operator RheinNetz publishes the list of default suppliers by town, last given as of 1 January 2026, and names the RheinEnergie AG for Cologne. In neighbouring towns it differs: for example Leverkusen is served by Energieversorgung Leverkusen and Bergisch Gladbach by BELKAW, while Bornheim is again RheinEnergie. The default supplier is the company with the most household customers in a grid area, so ask the grid operator if you are unsure.
How long does the emergency supply last, and what then?
At most three months, according to the Bundesnetzagentur. During this time you can choose a new supplier whenever you like, and there is no notice period. If you do not sign a new contract, your supply moves into the basic supply automatically after three months. The default supplier must tell you in text form when the emergency supply starts and ends, and that you need a supply contract after it ends.
What does it cost?
RheinEnergie states that the prices of the emergency supply equal those of the basic supply. Its price sheets were valid from 1 January 2026. The company announced for that date an electricity price of 31.48 cents per kWh and a base price of 277.33 euros a year in the RheinNetz area, and a gas price of 12.34 cents per kWh with a base price of 172.55 euros a year. The Bundesnetzagentur warns that in general the emergency tariff is usually dearer than other tariffs, so compare, and check the current price sheet because prices can change.
Can the emergency supply price change quickly?
In the emergency supply, the Bundesnetzagentur says prices can be changed on the first and fifteenth of a month without a notice period, and the default supplier must publish the prices of the last six months on its website. Your consumption in this phase may also be estimated by the grid operator, which is why you should read the meter.
What should I do right away?
The Bundesnetzagentur lists: read your meter as soon as possible, report the reading to the grid operator, the local default supplier and your former supplier, revoke the direct-debit authorisation to the insolvent supplier, delete standing orders at your bank and make any outstanding payments only as transfers. You may also withdraw from your energy supply contract. In Cologne, the grid operator is RheinNetz and the default supplier RheinEnergie.
What about money I paid in advance?
It may be lost. The Bundesnetzagentur warns against pre-payment tariffs: if your supplier goes insolvent, payments made in advance can be lost. Supply is still guaranteed. A credit is not refunded straight away in an insolvency: once the proceedings are formally opened, you register it as a claim with the insolvency administrator, who sends a form. The Bundesnetzagentur adds that customers often get back only a small part and that it can take several years.
My supplier is not insolvent but stops its business. Is that different?
Yes. According to the Bundesnetzagentur, suppliers must announce the end of their business at least three months in advance, inform affected household customers and grid operators in text form, and publish it on their website. They may not stop before the announced date unless they have applied for insolvency, and they must keep their contracts until they are properly ended. That gives you time to choose a new supplier before any emergency supply.